One checkout. Every processor. Zero reconciliation guesswork.
GridMagik ships with SpeedPay — our in-house processor with best-in-class rates — and speaks fluent Stripe, Adyen, Square, PayPal, and on-terminal EMV. Pick the processor that fits each region; we keep the ledger, receipts, refunds, and chargebacks unified.
- SpeedPay default rate: 2.4% + $0.10 (flat, no interchange+)
- Swap processors per venue, per region, per currency
- Every payment tied to a booking, a guest, and a staff event
The processor we wrote for this job.
Most payment stacks were built for e-commerce — they don’t know what a split tip, a reservation deposit, or a group-party pre-auth is. SpeedPay does. Flat rates, instant payouts, and a routing engine that picks the cheapest rail per transaction.
- Flat 2.4% + $0.10 on card, 1.2% + $0.05 on ACH
- Instant payouts (daily) — no T+2 waiting
- Split-tip routing, deposits, pre-auths, gratuity-included — all native
Run Stripe, Adyen, Square, or PayPal side-by-side.
Already locked into a processor for tax or treasury reasons? Keep it. GridMagik runs multi-gateway — so US venues can settle on Adyen while your UK location runs Stripe, and both post back to one unified ledger.
- Adyen for multi-currency enterprise settlements
- Stripe for granular API webhooks and Connect accounts
- Square and PayPal for guest-preferred checkout flows
On-terminal EMV. Tap-to-pay. Every reader.
Counter checkout, mobile EMV, contactless wallets — the terminal on your bar already works. We certify devices from Stripe Terminal, BBPOS, Ingenico, and Verifone out of the box.
- Apple Pay + Google Pay + Samsung Pay + Tap to Pay on iPhone
- Certified readers: BBPOS WisePOS E, Stripe M2, Verifone P400
- Offline-mode auth-later for flaky venue wifi
A complete payment stack, not just a gateway.
Everything below is included on every plan — no per-transaction fees on top of processor rates, no tokenization tax, no vault surcharge.
Instant payouts
Daily payouts by default on SpeedPay. Same-day available for venues with 12-month clean history.
Unified receipts
Every gateway funnels into one receipt template. Guests never see a Stripe-branded page unless you want them to.
PCI DSS Level 1
Card data never touches your servers. Iframed fields, tokenized vault, annual third-party audit.
Digital wallets
Apple Pay, Google Pay, Samsung Pay, and regional wallets (iDEAL, Bancontact, Klarna) — on every checkout surface.
Multi-currency
135 currencies, auto-detected from the guest’s locale. Settle in your home currency or the guest’s.
Transparent fees
One number. No interchange-plus, no pass-through surcharges, no three-column statements.
3-D Secure 2
Frictionless SCA for EU, Safe Charge for BR. Risk-based challenges only when needed.
Chargeback automation
Evidence collation from booking, waiver, and receipt — submitted automatically on dispute. 73% win rate.
Tokenized vault
Save-a-card with 4-digit reveal for the staff view. Card-on-file for no-shows and group deposits.
“We were paying 3.2% on Stripe plus $79/mo in processor add-ons. We flipped to SpeedPay on a Friday. Saturday night saved $317. It pays for GridMagik.”
- Do I have to use SpeedPay?
No. SpeedPay is the default because the rates are better and it’s one vendor to call when something breaks — but every major processor is supported equally. Pick any, switch any time.
- What happens to my existing Stripe account if I switch?
You can keep it. Many venues run SpeedPay on new bookings and leave historical refunds on the old Stripe rail. Both post back to one ledger in GridMagik.
- Are there hidden fees?
No. SpeedPay is 2.4% + $0.10 flat. That includes tokenization, vault, 3-D Secure, chargeback handling, and PCI compliance. No statements with twelve line items.
- What about tips, deposits, and group pre-auths?
All native. Tips route to staff payroll automatically. Deposits are held in pre-auth and captured on arrival. Group events use multi-party escrow so each guest pays their own share.
See payment gatewaysin your venue’s context.
30-minute walkthrough. Your pricing, your calendar, your receipts — running live in a sandbox on your data. No slides.